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One Of Australia's Leading Providers Of Commercial Loans "Good Credit & Bad Credit"

Need A Business loan & You Don't Meet The Banks Criteria?

No Worries.....

Looking for a business loan but you have bad credit and the banks keep saying no? you haven’t completed any tax returns due to time restraints or other reason and lenders keep asking for them when you apply for finance? don’t let bad credit or having no tax returns hold you back, auto link finance offers you the opportunity to get finance providing you meet the below criteria, if you do then don’t wait any longer, Apply Now with us!

Our commercial loan product is available for the purchase of Passenger and Light Commercials, Small to Medium Trucks, Specialised Heavy Commercial vehicles, Motorcycles, Buses, Backhoes, Excavators, Forklifts, Trailers, Boats, Tractors, and other mobile Plant and Machinery Equipment.

Need To Raise Capital For You Business?

We Can Help...

Do you have an asset that you own outright and you need to raise some capital for your business for cash flow, pay a tax debt, need funds for marketing, pay off some unexpected large bills or you need some cash to help you over a quite period in your business, then apply now and choose capital raising on the application drop down list.

Auto Link Finance are able to raise funds from a number of commercial goods.  Unlike major institutions, we do not discriminate between goods, industries or profiles and our terms are flexible, providing tailored solutions to meet your needs and goals. 

Our team of dedicated finance specialists can provide you with information and access to financial solutions that will allow you to grow your business.

"We Provide Free Credit Assessments"

Commercial Loan Details

  • Loan Amounts From: $10,000 - $125,000
  • No Doc Loans From $10,000 to $25,000
  • Loan Terms From: 12 – 84 Months
Income Verification:
  • No Doc Loans - No income verification required
  • Full Doc Loans - Either 3 months Business Bank Statements to be supplied showing consistent income, or latest tax return
Age Of Goods / Security:
  • No age restriction of good to be financed.

Requirements List

Must Meet These Requirements;


  • Sole Trader or Company - From start up to established. (conditions apply from start-up businesses) 
  • Uber Drivers must be minimum 3 months trading & 3 months ABN registered 
  • Preferably No pay day lender activity 
  • Permanent residents only – no Visa Holders 
  • No Negative Equity

Defaults - Judgements

  • No unpaid finance defaults or Judgements over $3,000 within 2 years (Unless it has been under a payment arrangement for at least 3 to 6 months)
  • No unpaid finance defaults or judgements over $7,000 in the last 5 years (Unless it has been under a payment arrangement for at least 3 to 6 months)
  • Discharged Bankrupts accepted - 6 months after discharged
  • Discharged Part 9 accepted - 6 months after discharged

HILUX

Commercial Vehicle Finance

If your business depends on using commercial vehicles every day, why would you compromise cash flow by purchasing them outright?Commercial vehicles like cab-chassis, curtain-siders, delivery vans, dual cabs, light trucks, refrigerated trucks, pan techs, tippers, vans and utilities are crucial to many trades and commercial enterprises.

Instead, by cleverly structuring your finance you can take advantage of asset finance, chattel mortgage, hire purchase or a leasing facility. Cash flow is preserved, the asset is generating income and the stress of growing your business is reduced.

Whether you want to refinance to improve cash flow or manage your costs, or you need to purchase new vehicles in a growing business, we’re here to help.

Competitive Finance & Leasing 

We are commercial vehicle finance specialists, offering a range of options for asset finance, chattel mortgage, hire purchase, leasing and novated leasing facilities, so you can achieve your specific goals.

Auto Link Finance draws on over 30 years of commercial finance experience to help shape the best lending facility for you, looking at ways to provide:

  • Flexibility to address your specific needs, such as longer service intervals
  • Lower expenses and interest rates
  • A well-structured facility

Whatever your current circumstances, we can help you gain access to the commercial vehicle finance packages your business needs, in the most cost-effective way possible. We will get your business on the road faster, and in vehicles that provide the efficiency and reliability you need to do your job and meet your performance goals.

business xpress loans

Business Car Finance

We provide finance for new and used vehicles from all the popular manufacturers. As long as the vehicles we finance are used for commercial purposes, it doesn’t matter what age make or model you choose.

You know the provision of business vehicle finance is about so much more than handling your business finance needs

It’s about being educated on how to approach every aspect of the lending facility – like taking advantage of interest, deductions and maximising the benefit to the business through clever debt structure, the net result is you are in a stronger position.

Auto Link Finance draws on over 30 years in commercial finance experience helping businesses of all shapes and sizes to get the very best value on their asset finance, chattel mortgage, leasing or novated leasing facilities – and we will work closely with you to find the most viable solution for your business

We Offer Great Rates 

Offering some of the most competitive financing rates available, we will help you identify the most suitable asset finance, chattel mortgage, hire purchase or leasing facilities for your business.

Our experienced business vehicle finance specialists will determine the value of the vehicle via our in-house systems to give you peace of mind the vehicle you are buying is correctly priced. We will also help you choose the best car lease or chattel mortgage facility for your needs and budget.

HEAVY EQUIPMENT

Heavy Machinery Finance

Whether you are setting up a new business or planning to expand or update an existing one, our commercial equipment finance specialists can customize a plan to meet your needs.
Heavy machinery comes at a hefty price. So, when it comes to investing in the assets and tools to run your business, it’s important to make the correct decision at inception.

One of the safest and most effective ways to secure the heavy machinery needed to run your business is via a tailored finance solution.

Auto Link Finance has vast experience in helping industrial businesses to fund equipment and heavy machinery. We will show you how to structure your lending facility in the most effective way, to reduce your on-going costs and boost the overall performance of your business.
We finance all types of trade machinery, including; backhoe loaders, buses, cranes, dozers, dump trucks, excavators, forklifts, graders, skid steers, tractors, trailers, trucks, wheel loaders and much more.

Does Your Business Qualify Equipment Finance & Leasing?

To qualify for heavy machinery finance, your business must have been operating for at least 12 months.

For heavy equipment finance, we prefer well-known brands such as Case, Caterpillar, Ford, Hyundai, John Deere, Kato, Kenworth, Komatsu, New Holland and Terex, to name a few. We will also happily assess goods from other manufacturers.

Our heavy machinery finance specialists will work closely with you in detailing all of the qualification requirements, as well as the many flexible options available.

CAPITAL RAISING

Captial Raising

Whether you are setting up a new business or planning to expand or update an existing one, our commercial equipment finance brokers and specialists can customize a plan to meet your needs

A little known fact is that you can unlock the potential equity in your business assets to generate working capital. For example, you might require capital raising for any of the following:

  • To assist with the purchase of unique and specialised goods
  • A simplistic way to restructure a partnership or company position
  • To provide taxation benefits as well as generate cash flow for the business
  • To redistribute cash flow from previous business purchases
  • To provide cash flow/liquidity during unpredictable/seasonal/cyclical periods
  • To assist with unforeseen expenses such as mechanical repairs, unexpected creditors, legal fees and tax payments.

Raising capital through your business assets could help solve cash flow issues both short and long term whilst providing taxation benefits.

Auto Link Finance are able to raise funds from a number of commercial goods. Unlike major institutions, we do not discriminate between goods, industries or profiles and our terms are flexible, providing tailored solutions to meet your needs and goals.

We offer a range of commercial products to provide cash flow for your business. Our team of dedicated finance specialists can provide you with information and access to financial solutions that will allow you to grow your business.

Need More Information!
If you require more information on our business commercial loans, please call 1300 982 279 and speak with an experienced finance consultant.

Address

 Auto Link Finance
 3/4 Kilmarnock Court
Hoppers Crossing Vic 3029

03 9368 3298
enquiries@autolinkfinance.com.au
Monday-Friday: 9:00 am- 5:30 pm

 Saturday: By Appointment Only

About us

Auto Link Finance is a well-established financial intermediary (credit assistance provider) family business with over 30 years’ experience in the finance industry, providing everyday Australians with a full range of finance and insurance products.