Insurance Products Australia
Extended Warranty Product
Integrity Car Care Pty Ltd is one of the oldest and most respected brands in the Motor Vehicle Warranty business, we are pleased to introduce you to the “Absolute” product range.
Whether you’re buying a new or pre-owned car, the addition of an Absolute Warranty keeps you covered Australia-wide well after the dealer or Manufacturer’s warranty runs out.
This Absolute Warranty is a unique product only available through a limited number of quality Brokers/Dealers ensuring that you receive the highest level of service and satisfaction.
Car Insurance
When you own a motor vehicle, something can go wrong at any time, and usually at the worst possible time. It’s important to know that you have the right cover for the right situation. When it comes to motor vehicle insurance, everyone has different needs and priorities, and that’s why ERIC Insurance gives you plenty of choice. It gets better, if you have a good driving history, we’ll reward you with a generous no claim bonus discount. Why take the risk when the best cover is only a phone call away? Let ERIC Insurance get you back on the road sooner and with less stress.
Gap Insurance
If your car is stolen or damaged beyond repair, often your comprehensive insurance provider does not provide you with a payout that will cover your entire loan balance. The market value of your car generally reduces at a faster rate than your loan balance which may leave you with a big gap to pay before you can buy your new vehicle. LFI Vehicle Equity Insurance is available to customers with comprehensive motor insurance at the time of arranging car finance. You can also elect to receive a lump sum benefit in the event your vehicle is written off, even if there is no shortfall.
Loan Protection Insurance
Many customers find that taking time off work due to an illness or injury means their car loan repayments may be difficult to make. Often, whilst income may drop in these difficult times, expenses seem to keep rising, possibly making that car repayment harder to manage. ERIC Credit Insurance will take care of your car repayments for each month that you are unable to work, due to an accident or illness. The good news is that we will keep paying it until you return to work or the loan is paid out. ERIC Insurance also provides cover for Unemployment as well a full Death benefit.
Loan Termination Insurance
Often without warning our financial situation can change dramatically. An illness which goes on longer than expected or perhaps an accident which puts the breadwinner out of action for many months. At some point it may prove difficult to make payments on your car loan and the only option is to hand it back to the dealer to reduce the debt. Often, the value of the vehicle declines quicker than the loan balance and as a result there may still be an amount to pay to the financier. One of the great benefits ERIC Insurance provides is Loan Termination Insurance which takes care of the shortfall in this situation of up to $15,000, depending on option chosen, to give customers that extra peace of mind. With this simple and easy cover, there’s no need to endure added stress!
Total Assist Insurance
If your vehicle is stolen or damaged beyond reasonable repair, ERIC Insurances Total Assist Insurance can give you added financial protection. Most people who experience the total loss of their vehicle are unaware of the additional costs that can be incurred over and above what their comprehensive insurer pays out. Things such as the excess on the claim, the costs to put a new car back on the road and any Personal items lost in the accident/theft such as CDs, Child Seats and Tools. We also cover any other costs incurred as a result of the accident such as medical or pharmaceutical needs. Losing your car is a traumatic experience and these additional unexpected costs will only make it worse. The great thing about ERIC Insurance’s TAI is that it will send you a cheque for either $3000, $4000 or $5000 as depending on the option chosen, to help out with these unexpected costs, and have you back on the road just that little bit sooner.
About Us
Auto Link Finance is a well-established financial intermediary (credit assistance provider) family business with over 30 years’ experience in the finance industry, providing everyday Australians with a full range of finance and insurance products.