About Finance Lease


Finance Lease & What You Need To Know!

A Finance Lease is a commercial finance product, which enables the customer to have the use of a car or commercial vehicle and the benefits of ownership, while the financier retains actual ownership of the vehicle.

How does a Finance Lease work?
The financier purchases the vehicle on behalf of the customer, the financier then leases the vehicle back to the customer, the customer pays a fixed monthly lease rental for the term of the lease. At the end of the lease the customer can either pay a residual value (being the final instalment) on the lease and take ownership of the car, should you choose to own it, otherwise you can trade it and upgrade, or re-finance the residual if you don’t have the funds to buy it and continue the lease.

Benefits of a Finance Lease

Flexible contract terms ranging from 1 to 5 years months
Fixed interest rate for the term of the lease
Fixed monthly lease rentals
Costs are known in advance
A residual is applied to a lease, lowering monthly payments
Tax deductions are available when the vehicle is used for business purposes
As the GST contained in the car's purchase price is claimed back by the financier, only the vehicle's price exclusive of GST is financed, lowering monthly payments
Ability to make limited advance lease payments for tax deduction or cash-flow purposes
The lease is secured against the vehicle, providing lower interest rates

Who does a Finance Lease suit?

Finance Leasing is suitable for companies, partnerships, sole traders and individuals where the leased vehicle is used for income producing purposes. It is also ideal for employees who want to salary package a vehicle through a Novated Lease as part of their remuneration..

Apply Now!


 Auto Link Finance
 3/4 Kilmarnock Court
Hoppers Crossing Vic 3029

03 9368 3298
Monday-Friday: 9:00 am- 5:30 pm

 Saturday: By Appointment Only

About us

Auto Link Finance is a well-established financial intermediary (credit assistance provider) family business with over 30 years’ experience in the finance industry, providing everyday Australians with a full range of finance and insurance products.