How To Get A Bad Credit Car Loan

How to get a bad credit car loan
Ever heard the saying you are only as good as your last bat? Unfortunately, the big banks and credit lenders alike in the finance industry have the same mentality when it comes to consumers. In some fashion, a consumer looking for a bad credit car loan is like an athlete looking to be drafted onto a sports team.

Uber Car Loans

Looking For An Uber Car Loan.
From bursting onto the transportation scene as an illegal ridesharing business to evolving and progressing into the highly successful and lucrative ridesharing business it is today, there is no denying that Uber has become exceedingly popular, and Uber has left its mark on the transportation industry as we know it.

Bad Credit Truck Loans

bad credit truck loans self employed
What can Business Commercial Loans do for customers with bad credit
Are you having trouble getting a commercial loan for a truck you desperately need to add to your fleet? Has a mistake led to some bad credit that is continuously coming back to bite you? Tax Returns or other Financials not completed due to more important things keeping you busy?

0 Percent Car Loans

0 Car Loans
Why 0 isn’t a Hero When it Comes To 0% Car Finance
When shopping for a new car and you see advertisements for 0% finance from a dealership seems incredibly enticing, especially to first time buyers but is it as good as it sounds?

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5 Quick Loan Tips

5 BAD CREDIT LOAN TIPS5 Quick Loan Tips For People With a Bad Credit History
If you have bad credit in the past and you’re now financially stable and looking to get a lender to provide you with a loan, the good news is: many reputable lenders are prepared to give you a second chance. Getting a car loan with past bad credit is possible – provided you tick all the right boxes and provide the lender with good reasons to give you a loan and a second chance.

Interest Rates

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If you’re looking at buying a new car and getting a car loan, it pays to be prepared. We look at some of the factors that can influence what sort of interest rate you can get on a car loan.
The first thing a lender will want to see when determining your car loan interest rate is evidence of your financial status such as your current income, other loans or credit.

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Understanding Your Credit Report


Learn More About Your Credit Report And What It Means To You.

Understanding Your Credit Report and Credit History
School report cards contain numbers or letters summarizing and evaluating students’ performance. As they get older, these report cards may be used to help determine students’ eligibility and acceptance into colleges or other programs.
Your relationship with your Equifax credit report isn’t much different. It tells a detailed story about you, and includes information about your financial accounts, and your payment history. Those who can access this information, including third parties with “permissible purpose”, may accept or deny your applications for credit based in part on the information in your credit reports, as well as their own lending criteria. With your permission, potential employers and landlords may access your credit reports. Simply stated, your credit report is made up of:

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Free Credit Assessment Process


Free Credit Assessment Process

How our free credit assessment works and what it can do for you.

Our free credit assessment is quite thorough and accurate and takes around 30 minutes to complete, this will provide you with valuable information such as can you get a loan, if you can’t get a loan, we will advise you why and what you need to do/fix to be able to get a loan later, and when to come back & re-apply.

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Online Bad Credit Car Loan Qualifier Tool

Bad Car loan qualifier tool

Want to know if you qualify for a car loan with bad credit before you apply? Use our loan qualifier tool to get an instant result.

This tool will be able to provide you with a quick online result to see if you can get a bad credit car loan today, they are basic important questions and only takes 30 seconds to complete.

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Getting a Car Loan With Defaults

bad credit loans
Getting a car loan with defaults/judgements
Getting finance once you have had defaults/judgements is very achievable and yes you can, but isn’t easy as most people think, why you might ask, because there are a lot of various scenarios that must be considered that can either get you approved or declined, its not as straight forward as having bad credit, applying for a loan and getting approved.


 Auto Link Finance
 3/4 Kilmarnock Court
Hoppers Crossing Vic 3029

03 9368 3298
Monday-Friday: 9:00 am- 5:30 pm

 Saturday: By Appointment Only

About us

Auto Link Finance is a well-established financial intermediary (credit assistance provider) family business with over 30 years’ experience in the finance industry, providing everyday Australians with a full range of finance and insurance products.